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Charges & Limits

Load Money Charges

The following are the charges levied by Payment Gateway Service provider for Load Money through Payment Gateway:


Load Money Transaction Type Transaction Amount Charges
Credit Card Per transaction 1% + GST
Credit Card (Diners & Amex) Per transaction 1.30% + GST
Debit Cards Per transaction No Transaction Charges
Net Banking Per transaction No Transaction Charges
UPI(LOAD MONEY LIMIT IS < Rs.2000) Per transaction No Transaction Charges
  • The above charges will be debited to Customer wallet online. Charges are applicable to Load Money / Top Up at Messeva / Eseva Centres, Smart Phone or Web.

  • Load Money Limits

    • For Low KYC only 2 transactions are allowed per day, whereas for Full KYC 6 transactions per day subject to maximum wallet limit. This is applicable for loading money through payment gateway and from other T Wallet account.
    • Minimum amount per transaction - Rs. 10/- (For all types of T Wallet a/c)
    • Maximum balance that wallet a/c can hold at any point of time and maximum limit of load money per month are:

    Low KYC a/c Full KYC a/c
    1. Wallet balance cannot exceed Rs 10,000/- at any time 1. Wallet balance cannot exceed **Rs 2,00,000/- at any time
    2. Load Money maximum of Rs 10,000/- per month (includes from other wallet a/c also) 2. Load Money maximum of Rs 2,00,000/- per month
    3. Load Money can be done using only Net Banking, UPI, NEFT/IMPS Inward.*Loading using Credit & Debit Card not allowed. 3. Load Money can be done using Net Banking, UPI, NEFT/IMPS Inward, Credit & Debit Card

    Note :Click Help & FAQsfor details on types of T Wallet accounts.

    Fund Transfer Limits (for transfer to other T Wallet a/c and IMPS to Bank a/c)
    1. Minimum Transaction Amount to do IMPS Transfer to bank a/c is Rs 100/-. There is no such restriction for the wallet to wallet transfer.
    2. Fund transfer is not allowed to unregistered beneficiary a/c (both T Wallet a/c and Bank a/c)
    3. Maximum of 6 bank accounts for Full KYC wallet are allowed to register as beneficiary accounts and there is no such restriction for T Wallet accounts.
    4. Maximum limit of money transfer per day and per month is defined in the below table.
    Wallet Type Limits Per Day Limits Per Month
    Low KYC 1)Fund transfer to other wallet a/c -Not allowed
    2)Fund transfer to bank a/c(IMPS)-Not allowed
    Full KYC without PAN Maximum Fund transfer of Rs 15,000/- per day Maximum Fund transfer of Rs 1,00,000/- per month
    Full KYC with PAN
    (use 'profile section' to link your PAN)
    Maximum Fund transfer of Rs. 50,000/- per day Maximum Fund transfer of Rs. 2,00,000/- per month
    Fund Transfer Charges

    The following are the IMPS charges :

    Amount Charges (Excluding GST) GST
    Up to Rs.2,000 Rs.10.00 18% on Charges
    Rs.2,001 to 5,000 Rs.17.00 18% on Charges
    Rs.5,001 and above 0.75% of Transfer Amount 18% on Charges

    Note:

  • The above limits (Load Money, Fund Transfer) and charges may vary based on the directives from RBI. Any changes will be updated here.