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Charges & Limits

Load Money Charges

The following are the charges levied by Payment Gateway Service provider for Load Money through Payment Gateway:

PayU COMMERCIALS:(Applicable from T Wallet Android App version 1.3 onwards and iOS App version 1.3 onwards)
Payment Gateway Transaction Amount Charges
Credit Card Per transaction 1% + GST of the transaction amount
Debit Cards Per transaction No Transaction Charges
Net Banking Per transaction No Transaction Charges
  • The above charges will be debited to Customer wallet online. Charges are applicable to Load Money / Top Up at Messeva / Eseva Centres, Smart Phone or Web.

  • Load Money Limits

  • Only 2 transactions are allowed per day subject to maximum wallet limit.This is applicable for Loading money through payment gateway and from other T Wallet account.
  • Minimum amount per transaction - Rs. 10/- (For all types of T Wallet a/c)
  • Maximum balance that wallet a/c can hold at any point of time and maximum limit of load money per month are:
  • Low KYC a/c Medium KYC a/c Full KYC a/c
    1. Wallet balance cannot exceed Rs 3,000/- at any time 1. Wallet balance cannot exceed Rs 15,000/- at any time 1. Wallet balance cannot exceed Rs 1,00,000/- at any time
    2. Load Money maximum of Rs 3,000/- per month (includes from other wallet a/c also) 2. Load Money maximum of Rs 15,000/- per month 2. Load Money maximum of Rs 1,00,000/- per month


    Note :Click Help & FAQ's for details on types of T Wallet accounts.

    Fund Transfer Limits (for transfer to other T Wallet a/c and IMPS to Bank a/c)
    1. Minimum Transaction Amount to do IMPS Transfer to bank a/c is Rs 100/-. There is no such restriction for wallet to wallet transfer.
    2. Fund transfer is not allowed to unregistered beneficiary a/c (both T Wallet a/c and Bank a/c)
    3. Maximum of 2 bank accounts are allowed to register as beneficiary accounts and there is no such restriction for T Wallet accounts
    4. Maximum limit of money transfer per day and per month is defined in the below table.
    Wallet Type Limits Per Day Limits Per Month
    Low KYC 1)Fund transfer to other wallet a/c -Not allowed
    2)Fund transfer to bank a/c(IMPS)-Not allowed
    Medium KYC Maximum Fund transfer of Rs 5,000/- per day Maximum Fund transfer of Rs 15,000/- per month
    Full KYC Maximum Fund transfer of Rs 10,000/- per day Maximum Fund transfer of Rs 20,000/- per month

    .

    Cooling Period

    Users registered with mobile app or web app can make fund transfers after 48 hours from the time registration is successful. This is applicable for both "transfer to another T Wallet a/c" and "transfer to bank a/c".

    Note:

  • Within one year of registration, user should upgrade the wallet a/c to full KYC. Else load money is not allowed, but available balance can be used.
  • The above limits (Load Money, Fund Transfer) and charges may vary based on the directives from RBI. Any changes will be updated here.